Editor’s Note: Born with spina bifida, Kim Brown has been a full-time wheelchair user since the 5th grade. After earning two master's degrees and a successful career teaching in Chicago Public Schools for nearly two decades, opportunity knocked in 2012 when she was named Ms. Wheelchair Illinois. During her reign, she was invited to speak […]

The joy of the new year always seems a little less bright when you realize it’s also time to meet your health insurance deductible during the first three months of the year.  Regardless of whether or not you’re on Medicare, Medicaid or private insurance, it seems every insurance plan has some deductible and co-pay schedule […]